There were 5 million police-reported vehicle accidents in the US in 2020. Statistics show that 43% of these accidents resulted in injuries to those involved.
If you have been in a car accident, you may not know what to do next. When it comes to car accident claims, there is a lot of misinformation.
It is important to understand what is true and what is false if you are considering a claim. This guide will break down common personal injury myths you should ignore.
Keep reading to find out what car accident claims information is incorrect.
Minor Injuries Can’t Make a Claim
There are a lot of common car accident injuries people experience. A lot of these injuries are not considered to be very severe in the grand scheme of things.
For instance, you may have sprained your wrist when the accident occurred. Or you may have pulled a muscle in your back and have chronic back pain.
You may think that a back injury in a car accident isn’t severe. There are many myths that you can’t file a claim if your injury is mild.
The reality is that you can file car accident claims for any kind of injury. It doesn’t matter if it is a broken bone or a pulled muscle.
Any kind of injury will usually have an impact on your life. For instance, a car accident injury can limit your ability to work long shifts.
You could hire a car accident lawyer to prove this so that you can receive compensation.
You Don’t Need a Lawyer If You Have Insurance
There is a lot of incorrect information about personal injury lawsuits. One example of this is the belief that you don’t need a lawyer if you have insurance.
The reality is that most insurance companies do not have your best interest at heart. They are trying to pay as little as possible, no matter the situation.
If you have been in a car accident, they will try to pay as little as possible. To receive a fair settlement, you need to hire a car accident attorney to represent you.
The lawyer will communicate with your insurance and negotiate a fair price. If the insurance company won’t cover you, legal action may be necessary.
This is especially important depending on the kind of car accident. Your insurance company may try to say that you were at fault, resulting in less coverage.
It is always better to have a lawyer on your side to help things go smoothly.
You Can File at Any Time
When it comes to accident lawyer expectations, you may not know what to think. A lot of people falsely believe that they can file a personal injury case at any time.
Unfortunately, there is a deadline for filing claims. This depends on the state that you live in and the laws for vehicle accidents.
That is why experts recommend people file a claim as soon as possible. You do not gain anything from postponing this decision since you want compensation quickly.
This is also something that your lawyer will recommend to help you get your life back on track.
Filing a Claim Is Greedy
There are a lot of things that hold people back from filing claims. A very common misconception about this is that it is a greedy thing to do.
You may think that you are ruining someone’s life or trying to get easy money. The reality is that filing a car accident claim is often a necessity.
You may have a physical injury that has altered the course of your life. This is not fair, and you should be able to receive compensation to help you move forward.
Many people use this compensation for medical bills and mental health help.
Whiplash Is a Minor Injury
Some of the most common types of car accidents come from the force of the impact. This is often called whiplash, which many people consider to be a minor injury.
Whiplash is not as minimal as people assume, and you could receive compensation for it. Some people experience muscle, ligament, and nerve damage from whiplash.
The impacts can be long-lasting, and you may need physical therapy. These are all things that cost money and could result in you not being able to work.
If you have any medical bills after a car accident, you probably have a claim. You should not be financially liable for an accident that wasn’t your fault.
You Can’t File for Mental Damages
A lot of people don’t know what they can file a claim for. You may think that car accident claims only apply if you are physically injured.
The good news is that this is not correct since you can also have mental damages. A lot of people walk away from vehicle accidents with PTSD or anxiety.
If that is the case, you could claim mental damages and receive compensation. This can help you receive psychological help and take time off work.
Car Accident Claims: Common Myths That Aren’t True
If you have been in a car accident, you may want to file car accident claims. There are many misconceptions about what claims are and what applies to them.
For instance, many people think you don’t need a lawyer if you have insurance. Or you may think that minor injuries or emotional damages do not qualify.
Do you need to learn more about personal injury cases? Check out the other claim resources at No Supreme.